Apoorv Gupta

Presently Working
Greater Noida West, Uttar Pradesh, 201306, India
  • 9634907389
  • gup.apoorv@gmail.com
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Job search preferences

  • Work Status
  • Employed | At Work
  • Job Search Progress
  • Presently Working

LOOKING FOR

  • Position | Designation
  • AVP / Area Manager / Cluster Head
  • Work Type
  • Full Time
  • Location
  • Noida / Delhi NCR
  • Expected Salary
  • Negotiable
  • Notice Period Duration
  • 90 days

Profile

➤
Senior Bank Manager with over 9 years of experience. Proficient in all aspects of bank operations and lending activities including loan process, loan underwriting, loan disbursal, and product sales. Expert at reviewing and analyzing client information and applications, identifying financial needs and making financial recommendations.

➤
● Good exposure of Credit Analysis, Credit Appraisals, Credit Underwriting
● Good exposure of mortgage-based lending
● Good exposure in business loans, car loans, commercial vehicle loans, Gold Loans
● Good exposure of Credit Monitoring, Recovery/collection of loans
● Excellent sales, customer service, and interpersonal skills.
● Excellent verbal and written communication skills.
● Excellent organizational skills and attention to detail.
● Ability to prioritize tasks, delegating when appropriate.
● Excellent leadership and management skills.

Work Experience

  • Senior Manager

  • THE NAINITAL BANK LTD. VAISHALI GHAZIABAD

  • 05/23 - Till Date

  • Duties and Responsibilities : ● Lead staff of 10-12+ personnel by implementing training, engaging in proactive problem solving, and ensuring company compliance.
    ● Supervise staff in operations and other bank functions.
    ● Monitor all balances and deposits to ensure that all money in the bank is accounted for and the proper procedures are followed at all times.
    ● Performed all lending functions of branch.
    ● Interviewed potential clients and assisted them through the whole application process.
    ● Processed loan applications from individuals and businesses; reviewed contracts, financial statements and tax returns ensuring that company policies were followed.
    ● Created Strategies to develop and expand existing customer base by providing products as per their needs.
    ● Exercise all possible measures to mitigate the risk involved in lending by proper compliance as per Bank and RBI norms

  • Branch Manager

  • The Nainital Bank Ltd, West Delhi

  • 02/2020 - 04/2023

  • Duties and Responsibilities : ● Lead staff of 10+ personnel by implementing training, engaging in proactive problem solving, and ensuring company compliance.
    ● Supervise staff in operations and other bank functions.
    ● Monitor all balances and deposits to ensure that all money in the bank is accounted for and the proper procedures are followed at all times.
    ● Performed all lending functions of branch.
    ● Interviewed potential clients and assisted them through the whole application process.
    ● Processed loan applications from individuals and businesses; reviewed contracts, financial statements and tax returns ensuring that company policies were followed.
    ● Created Strategies to develop and expand existing customer base by providing products as per their needs.

  • Branch Manager

  • The Nainital Bank Ltd, Meerut

  • 01/2019 - 01/2020

  • Duties and Responsibilities : ● Lead staff of 6+ personnel by implementing training, engaging in proactive problem solving, and ensuring company compliance.
    ● Supervise staff in operations and other bank functions.
    ● Monitor all balances and deposits to ensure that all money in the bank is accounted for and the proper procedures are followed at all times.
    ● Performed all lending functions of branch.
    ● Interviewed potential clients and assisted them through the whole application process.
    ● Processed loan applications from individuals and businesses; reviewed contracts, financial statements and tax returns ensuring that company policies were followed.
    ● Created Strategies to develop and expand existing customer base by providing products as per their needs.

  • Branch Manager

  • The Nainital Bank Ltd, Haldwani

  • 10/2016 - 12/2019

  • Duties and Responsibilities : ● Lead staff of 5+ personnel by implementing training, engaging in proactive problem solving, and ensuring company compliance.
    ● Supervise staff in operations and other bank functions.
    ● Monitor all balances and deposits to ensure that all money in the bank is accounted for and the proper procedures are followed at all times.
    ● Performed all lending functions of branch.
    ● Interviewed potential clients and assisted them through the whole application process.
    ● Processed loan applications from individuals and businesses; reviewed contracts, financial statements and tax returns ensuring that company policies were followed.
    ● Created Strategies to develop and expand existing customer base by providing products as per their needs.

  • Assistant Branch Manager

  • The Nainital Bank Ltd, Haldwani

  • 03/2016 - 09/2016

  • Duties and Responsibilities : ● Compiled database of loan applicants credit histories, corporate financial statements and other financial information.
    ● Submitted loan applications to loan underwriter for verifications and recommendation.
    ● Renewal of current loan portfolio and recovery process.
    ● Management of branch operations and house-keeping.

  • Probationary Officer / Management Trainee

  • The Nainital Bank Ltd, Bareilly

  • 03/2014 - 02/2016

  • Duties and Responsibilities : ● Maintained confidentially of bank records and client information.
    ● Built long-term customer relationships.
    ● Managed wide variety of customer service and administrative tasks to resolve customer issues quickly and efficiently.
    ● Renewal of current loan portfolio and recovery process.

Education

  • Master degree in MBA (Finance), School of Open Learning

  • Subharti University, 2018 - 2020

  • Bachelor degree in B.S. (Information Technology), Cyber Institute of Management

  • Punjab Technical University, 2010 - 2013

  • 12th, Meerut Public School CBSE, 2007 - 2008
  • 10th, Meerut Public School CBSE, 2005 - 2006

Languages

  • English

    Professional working proficiency

  • Hindi

    Professional working proficiency

Skills

  • IT Skills

  • Strong Negotiation Skills

  • Understanding of loans and lending procedures

  • Good analytical skills

  • Good Leadership Skills

  • Credit Risk Management

  • Credit Evaluation, Credit Appraisals, Credit Rating

LICENSES & CERTIFICATIONS

  • JAIIB

  • IIBF

  • Duration : 2014

  • Investment Advisor Level 1

  • NISM

  • Duration : 2018

Personal Information

  • Gender
  • Male
  • Date of Birth
  • 1990-05-28
  • Blood Group
  • A+
  • Relationship
  • Married

Declaration

    • The above mentioned details are true to the best of my knowledge and given a chance, I shall discharge my duties to the entire satisfaction of my superiors. Hope that credentials satisfy your requirement & looking forward for further contacts.

    • Date
    • 2023-08-01
    • Place
    • Greater Noida West